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FAQs about mortgages
YES. As mortgage brokers we can save you time and money by finding the best deals for your individual circumstances from the many lenders we deal with. Do you offer mortgages to the self employed? YES. We can help you if you're self employed whether you have accounts or not. Similarly if you are employed but unable to prove your income we can help you too. We provide self certification mortgages to those that need them. Can I buy my home under the right to buy scheme? YES. We are specialists in helping tenants get right to buy mortgages. For more information please visit our right to buy mortgages page. Can you help people with bad credit? YES. Our mortgages are available to people regardless of circumstances including those with arrears, county court judgements (CCJs), and other bad credit and credit problems. Can I buy a property to let out? YES. We are specialists in getting you buy to let mortgages. We can offer cheap rates and low deposits, together with friendly, helpful advice. Can I choose which lender to go with? YES. We deal with a variety of lenders including many household names. We present you with a choice of deals and the final decision is up to you. Do you offer mortgages in Northern Ireland? YES. We can provide mortgages throughout Northern Ireland and all other countries in the UK. You can find more information about mortgages in Northern Ireland by visiting Local Loans, providing mortgages throughout England, Wales, Scotland and Northern Ireland. Do you offer 100% mortgages for first time buyers? YES. We recognise that for many first time buyers finding a large deposit can be difficult, especially with house prices still rising. We can provide you with a quotation for a 100% mortgage so you don't need to find a deposit.
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